Farm Loans

Farm Plus Financial provides rural America with Agricultural Commercial Mortgages and Revolving Lines of Credit collateralized by first lien position against agricultural real estate. We provide farm loans to individual farmers, corporations, and investors seeking capital for acquisition purposes, operating costs, expansion, or to better your operation’s current loan type and reduce interest expense.  We are confident you’ll be pleased with our wide array of loan offerings, our competitiveness, our attentive staff, and our commitment to exceeding customer’s expectations.   To learn more, contact a Farm Plus Financial Representative.

COMMERCIAL FARM LOANS

Farm Plus Financial offers commercial farm loans. Loan amounts start at $400,000.00 with a maximum of $25,000,000. These loans are typically for a period of 15 – 30 years and can be amortized over a period up to 30 years with no pre-payment penalties. Most loans have payments that are due annually or semi-annually, depending on the needs of your operation. Several types of operations qualify, including;  farms, ranches, dairies, orchards, vineyards, and many more agricultural productions. In addition, investment farms also qualify. We welcome your farm loan inquiries.

PART-TIME FARM LOANS

Farm Plus Financial offers several different loan options for part-time farms, depending on your property type. Loan amounts start at $400,000.00 with no maximum amount. These loans are typically 30-year fixed loans with no pre-payment penalties. Most part-time farms will have a residence on the property and the borrowers will have an additional source of income from a non-agricultural source. The property may or may not need to have the ability to produce agriculture product(s) depending on location, acreage, and borrower circumstances.   You may apply online, fill out a ‘contact us’ form or just give us a call to speak with a farm loan specialist.  We welcome your inquiries.